Truck Rental Ontario Insurance Coverage Question Regarding Rented Truck.?

Insurance coverage question regarding rented truck.? - truck rental ontario

I'm in southern Ontario. I rented a truck for moving personnel and the truck backed into a parked car can cause great damage to the vehicle. My fault, of course. Two questions:

Landlords insurance is automatic?
If not, is my personal car insurance policy (for my own vehicle) in a manner to cover the damage caused damage to a rental car?

Thank you: I know that different states or provinces are different in their politics, but what is) with North Rhine-Westphalia (about my situation.

Hertz